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Old 07 Apr 2008, 07:01 pm
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Default My car salesman sold me things I never wanted , what should I do now?

I bought my car [ honda civic ex coupe ] 10 months ago . I recently moved to texas because of personal reasons and today I was looking over my car papers that I signed and apparently My car salesman sold me things like ____________________________________Extended Warranty 5 years -- $ 2000 Additional Purchase -- $ 1,389 ____________________________________It's only been 10 months now and I can't even believe this happened to me !!How can i reverse this situation ? Are they going to get this resolved and get me the standard 3 year , 36000 miles warranty for my car and figure out this additional purchase ? My monthly car payments are a whooping $425.15 .I dn't even remember what I purchased additionally. This is my first car and I think I got scre@@d big tyme ! , Please help , I dn't know what to do .
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Old 07 Apr 2008, 07:16 pm
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1. Next time, read the papers before you sign them, and don't do that if you don't approve. You also agreed in writing that you had read them, so you have very little recourse. 2. However, for what it's worth, you have a nice long warranty period; the extra one usually kicks in after the standard one runs out.
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Old 07 Apr 2008, 07:31 pm
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Well you already have 2 things working agenst you.1 it has been 10 mounths and 2 you moves out of the aera.In this case a deal is a deal, and the only way you can get out of it is sell the car. Im sorry but there is not much you can do.
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Old 07 Apr 2008, 07:46 pm
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Learn from it read before you sign. I was buying a car once and the salesman wanted me to sign without reading it he didn't sell me a car that day or any other day.
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Old 07 Apr 2008, 08:01 pm
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First of all it wasn't the salesman, but it was the finance department. You should have been informed about it, but how they explain it to you is that it only added a few extra dollars to you payment. Funny they always do that. See when you hear it's only a few dollars more a month it seems so sensible. But you do have a way to get back some of your money. You contact the finance dept. at the dealership and get the number to the company that has that extended service contract (It is a separate company than the lender). You call them and tell them you want to cancel the extended contract and what they do is pro-rate the amount. So they will send you a check for the difference of that contract less the 10 months you have had the car. Your car payment will not go down, because this has nothing to do with the bank that has your loan. Since you signed the contract, you must have signed the paper that shows the extended contract, plus you would have had to initial the contract next to any extras added to the price of the car (THIS MAKES IT LEGAL). The manufacturers warranty is always in effect, the extended contract only takes effect after the 3 years or 36k miles has ended and only goes to 50k miles ( IT DOES NOT EXTEND IT AN EXTRA 50K MILES). So after you have canceled the extended contract you still have your original Warranty. The reason I know so much is I used to work for a car dealership and have helped many of my friends and family out with similar situations. So just do as I told you and at least you will get some of your money back. But you must realize that you were not cheated and no new contract will be made.
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Old 07 Apr 2008, 08:16 pm
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In every state you have 5 days to reverse any purchase, and get a refund.Other wise this is truly a "Deceptive Trade Practices Act" case in which you have been defrauded.Go to your state office (via Internet) who licenses "auto dealers" or call your police department and ask for "Auto Theft" they will transfer you to the "Auto Dealers Section."Explain to them what has happened, surely they will have similar complaints from others about the same people.They will give you a "case Number" and will go to the dealers who you dealt with, and investigate this purchase.That is there job, and what you pay them for. All they deal with is enforcement of "use car dealers."Tomorrow pick up the phone, and get the case number now because if you wait too long you will not be able to make a complaint. The date on the case number is important to protect your rights....Good luck(Houston)
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