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Old 08 Feb 2013, 08:47 pm
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Default Honda civic monthly and downpayment in US?

Honda civic monthly and downpayment in US?
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Old 08 Feb 2013, 09:01 pm
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There are lots of variables here. Credit score? Term length? & Down payment?

Down payment is up to you - a small down payment may not affect the monthly payments as much.

Down payment is mostly required if you dont have good credit.

The shorter the term the higher the monthly payment, the longer the term then the monthly is lower, but your are paying more interest in the long run.


With very good credit and no downpayment.

2013 Civic at msrp (not including tax and license fees) so actual monthly will be higher.

$18,165 at 3% apr Simple interest on 60 month term (5 years) would be at $331.53 monthly. Total interest paid 1,395.25

$18,165 at 3% apr Simple interest on 72 month term (6 years) would be at $279.55 monthly. Total interest paid $1,682.39.
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