Honda Car Forum

"sharx35" <sharx35@hotmail.com> wrote in message
news:X1khi.15173$tB5.11875@edtnps90...
>
>
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.
>
>
Say... you aren't a Commie, are you? ;-)

sharx35 wrote:
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.

Need? WTF? Maybe he WANTS four vehicles. What difference does it make
(other than perhaps lowering the rates on some of the cars due to
multi-car discounts, low annual mileage rating, etc.)?

Sir F. A. Rien wrote:


> Have you compared this with Hartford, including their programs for Credit
> Union or other group membership?

The coverage IS with the Hartford but if you mean their regular lines
(non-group plans), I don't recall if they came up or not. My
recollection is that they did but were somewhat higher than the AARP
plan. I did run it by several agents as well as one of those insurance
quote sites and it came out top dog in each case.


> Only problem with UURP is their constant nagging and selling of your
> information.

Haven't found it to be a problem, especially when I consider the
discount on insurance as well as the lodging discounts when traveling.

Regarding your question on the number of cars. I wasn't complaining
about the premium. I get the coverage I want/need at the best price I
can find. If I choose to have six cars, what's the difference. I NEED
three, but I want the fourth (the 'Vette). No problem.

"Say What?" <NotMe@NotYou.com> wrote in message
news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
> sharx35 wrote:
>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
>> extra vehicles we have saved THOUSANDS.
>
> Need? WTF? Maybe he WANTS four vehicles. What difference does it make
> (other than perhaps lowering the rates on some of the cars due to
> multi-car discounts, low annual mileage rating, etc.)?
>

Truth is, one can save a LOT more by ditching even ONE extra vehicle than
they can by checking the costs of ALL insurance companies in the entire
country.

Unquestionably Confused wrote:
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they
>> advertise. Then to Erie to save the 15% they advertise. Then I
>> switched to All State to save the 15% they advertise. I figure if I
>> switch enough times, my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY
> pay YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and
> pricing. My old carrier was highly rated and AARP gave me better
> coverage for about $900/yr less. Been with them four or five years
> now.
> I've been fortunate and thus unable to tell you how they handle claims
> but with it being The Hartford, I can't foresee any problems.

The price I got from AARP was much higher than Esurance.

sharx35 wrote:
> "Say What?" <NotMe@NotYou.com> wrote in message
> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>> sharx35 wrote:
>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>> dumped our extra vehicles we have saved THOUSANDS.
>>
>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>> make (other than perhaps lowering the rates on some of the cars due
>> to multi-car discounts, low annual mileage rating, etc.)?
>>
>
> Truth is, one can save a LOT more by ditching even ONE extra vehicle
> than they can by checking the costs of ALL insurance companies in the
> entire country.

Some of us wish to find the best rate for what we own, not get the best rate
for what we don't own.

sharx35 wrote:
....
> Truth is, one can save a LOT more by ditching even ONE extra vehicle than
> they can by checking the costs of ALL insurance companies in the entire
> country.

Truth is, one can save a LOT more by ditching all your vehicles.

Anthony

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
> sharx35 wrote:
>> "Say What?" <NotMe@NotYou.com> wrote in message
>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>> sharx35 wrote:
>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>
>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>> make (other than perhaps lowering the rates on some of the cars due
>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>
>>
>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>> than they can by checking the costs of ALL insurance companies in the
>> entire country.
>
> Some of us wish to find the best rate for what we own, not get the best
> rate for what we don't own.
>

WE have saved thousands by such techniques as cutting down on total insured
value--what do we really NEED. Some things are cheaper to rent for a day or
two every year or so than to BUY and have to maintain, register and insure.
Similarly, by increasing deductibles and by NOT having expensive glass or
unnecessary coverage. It is also very, very foolish to make small claims.
SELF-insuring is the CHEAPEST insurance possible--that's why larger
companies and local governments have deductibles of several million--if you
can AFFORD to pay a claim, it is cheaper to pay out the rare smaller type
claim then it is to have a LOW deductible and pay higher premiums for it,
year AFTER year AFTER year. Premium savings can be invested and earn a LOT
more than hypothetical claims, covered, can save you.

"Anthony Matonak" <anthonym40@nothing.like.socal.rr.com> wrote in message
news:46863dfc$0$12247$4c368faf@roadrunner.com...
> sharx35 wrote:
> ...
>> Truth is, one can save a LOT more by ditching even ONE extra vehicle than
>> they can by checking the costs of ALL insurance companies in the entire
>> country.
>
> Truth is, one can save a LOT more by ditching all your vehicles.
>
> Anthony

Agreed. However, we have cut down to just one dependable vehicle. If we
REALLY need a truck to haul something, it can be rented for a LOT cheaper
than BUYING a truck, registering, insuring and maintaining it. Never mind
cluttering up the yard or street with it.

Cathy F. wrote:
> "al" <abuonag@msn.com> wrote in message
> news:1183167891.574177.258260@u2g2000hsc.googlegro ups.com...
>
> <snipped>
>> I've had Geico and Allstate and wouldn't consider them again. All
>> they do is raise rates every year and I never made a claim. I once
>> got two renewal bills from Allstate about a week apart for the exact
>> same policy with a different price for each! I dumped them on the
>> spot.
>
> Huh. I've had Allstate for many years, with no probs. And my premiums have
> gone down. Multiple policies (homeowner's & auto), along with a slew of
> various other discounts pertinent only to the car insurance.
>
> Cathy
>

I have Allstate and they do raise rates pretty much the same as all
insurers do. But overall they are the least expensive for me. I can't
imagine anyones policy every going down unless coverage was changed.


> I also have no intention of paying Geico so that they can make
>> Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
>> pays to shop around. Easy to do these days with the internet. Al
>>
>
>