Honda Car Forum

I was looking for a cheaper rate on my insurance of 3 cars when I
decided to give geico a call , I couldn't believe it, I would save
over $ 225.00 every 6 months with them if I left my agent I had for 10
years with Allstate Insurance.

Well I decided maybe change was good, boy was that ever a mistake, it
all started with a letter saying I need to get my windshields
inspected, never did this with any other agent or insurance company,
so I called them and basically told them if they want to see the
windows, they can send someone out cause no way was I going to drive
all three vehicles to the inspection station that was 37 miles away.
After a conversation with their supervisor they said to ignore it.

Ok

Then I get a letter several weeks later saying they need information
on a person who at the time I was to marry. boy this was even a bigger
mistake. I told them that the person NEVER LIVED IN my house and only
drove one of the vehicles once in a month to the local store if that,
and in fact we were no longer together so I couldn't supply this info
and I DON'T WANT them on the policy.. Well they came back and said, we
have to have this information or your rate will go up or we may even
cancel you, I told them they were crazy, this person should not be on
my policy and I don't want them on it. they said you have to have all
people in your household on the policy, after telling tem again THEY
DON'T LIVE HERE AND NEVER HAVE, I decided I was getting NO where with
GEICO and it was a big mistake leaving my old agent. DON'T GET ROPED
IN BY LOW RATES THAT ARE TO GOOD TO BE TRUE. GEICO customer service
was terrible and I wonder what actually making a claim would be like
if I had these problems..

GEICO INSURANCE IS TERRIBLE AND CUSTOMER SATISFACTION IS NOT HERE .. I
AM TOTALLY DISSATISFIED. I WOULD NEVER EVER TELL MY FREINDS TO GET
GEICO NEVER......maybe my enemies yes.

In article <45264a45.0401261400.511f8e87@posting.google.com >, dssdata@hotmail.com (Nospam) wrote:
<<snipped>>
>GEICO INSURANCE IS TERRIBLE AND CUSTOMER SATISFACTION IS NOT HERE .. I
>AM TOTALLY DISSATISFIED. I WOULD NEVER EVER TELL MY FREINDS TO GET
>GEICO NEVER......maybe my enemies yes.

What do you expect from a company whose corporate mascot is a lizard?

At least they were cheaper. Last time I called, they quoted me THREE TIMES the
lowest rate.





"If life were like a box of chocolates, everyone would be black and expire in 2
years."

If an insurance company is going to provide glass replacement
under your comprehensive coverage, why would you NOT expect to
show there is no previous glass breakage? Normally when you deal
direct, rather than with an agent, they ask for five pictures of
the four sides of the vehicle and the interior. An insurance
company sets YOUR rate based on the drivers and the vehicles.
There is enough information in your VIN numbers to set the rate
the vehicles. All they need is type of usage and annual mileage.
Drivers among another things are rated up or down by age, number
and frequency of accidents and license suspensions and/or
revocations. To do that they have the right to access your
driving record and that of any other driver, licensed to that
household or residing in that household, even those not listed as
drivers of the vehicle one intends to insure with that insurance
company. Most state insurance laws require one to list all of
the drivers listed with the motor vehicle department as licensed
to that address, even if they own their own vehicle and have
their own policy. Most states require every policy issued to that
residence to carry the SAME policy limits, in addition, so one
can not group all of the high risk drivers to the oldest vehicle
and carry only the minimum coverage required by the state. The
problem for the insurance company, you see, is they must insure
the liability of your vehicle no matter who is driving at the
time the liability loss is incurred, even if it is being driven
by your brother in law from Canada or a thief!



mike hunt



Nospam wrote:
>
> I was looking for a cheaper rate on my insurance of 3 cars when I
> decided to give geico a call , I couldn't believe it, I would save
> over $ 225.00 every 6 months with them if I left my agent I had for 10
> years with Allstate Insurance.
>
> Well I decided maybe change was good, boy was that ever a mistake, it
> all started with a letter saying I need to get my windshields
> inspected, never did this with any other agent or insurance company,
> so I called them and basically told them if they want to see the
> windows, they can send someone out cause no way was I going to drive
> all three vehicles to the inspection station that was 37 miles away.
> After a conversation with their supervisor they said to ignore it.
>
> Ok
>
> Then I get a letter several weeks later saying they need information
> on a person who at the time I was to marry. boy this was even a bigger
> mistake. I told them that the person NEVER LIVED IN my house and only
> drove one of the vehicles once in a month to the local store if that,
> and in fact we were no longer together so I couldn't supply this info
> and I DON'T WANT them on the policy.. Well they came back and said, we
> have to have this information or your rate will go up or we may even
> cancel you, I told them they were crazy, this person should not be on
> my policy and I don't want them on it. they said you have to have all
> people in your household on the policy, after telling tem again THEY
> DON'T LIVE HERE AND NEVER HAVE, I decided I was getting NO where with
> GEICO and it was a big mistake leaving my old agent. DON'T GET ROPED
> IN BY LOW RATES THAT ARE TO GOOD TO BE TRUE. GEICO customer service
> was terrible and I wonder what actually making a claim would be like
> if I had these problems..
>
> GEICO INSURANCE IS TERRIBLE AND CUSTOMER SATISFACTION IS NOT HERE .. I
> AM TOTALLY DISSATISFIED. I WOULD NEVER EVER TELL MY FREINDS TO GET
> GEICO NEVER......maybe my enemies yes.

Ric <riccardo@smile.org> wrote:
> In article <45264a45.0401261400.511f8e87@posting.google.com >, dssdata@hotmail.com (Nospam) wrote:
> <<snipped>>
>>GEICO INSURANCE IS TERRIBLE AND CUSTOMER SATISFACTION IS NOT HERE .. I
>>AM TOTALLY DISSATISFIED. I WOULD NEVER EVER TELL MY FREINDS TO GET
>>GEICO NEVER......maybe my enemies yes.

> What do you expect from a company whose corporate mascot is a lizard?

Geico strikes me as a bunch of cherry pickers. When I called them
for a quote they considered driving violations out to 5 years and
they wouldn't even give me a quote until I gave them my SSN.

If I signed up with them, I would be scared that they would triple
my rates in the event that I made a claim, or that they would use
a speeding ticket as an excuse to raise my rates, thus negating
the touted 15% savings.

Andrew

In article <bv49lp$krq$1@news-int.gatech.edu>,
Andrew <andrew561389@aol.com> wrote:

> Geico strikes me as a bunch of cherry pickers. When I called them
> for a quote they considered driving violations out to 5 years and
> they wouldn't even give me a quote until I gave them my SSN.
>
> If I signed up with them, I would be scared that they would triple
> my rates in the event that I made a claim, or that they would use
> a speeding ticket as an excuse to raise my rates, thus negating
> the touted 15% savings.

They would.

And in fact, not only that but over the next 2 years they would just
raise your rates "just because" and negate any savings.

<BigJohnson@mailcity.com> wrote in message
news:4015A597.21F0699@mailcity.com...
> If an insurance company is going to provide glass replacement
> under your comprehensive coverage, why would you NOT expect to
> show there is no previous glass breakage?

WTF!?

> Normally when you deal
> direct, rather than with an agent, they ask for five pictures of
> the four sides of the vehicle and the interior.

Bullship.

> An insurance
> company sets YOUR rate based on the drivers and the vehicles.
> There is enough information in your VIN numbers to set the rate
> the vehicles. All they need is type of usage and annual mileage.

Again...crap. No insurance company wants your annual mileage.

More crap that our village idiot pulls from his ass.

> Drivers among another things are rated up or down by age, number
> and frequency of accidents and license suspensions and/or
> revocations. To do that they have the right to access your
> driving record and that of any other driver, licensed to that
> household or residing in that household, even those not listed as
> drivers of the vehicle one intends to insure with that insurance
> company.

(yawn) Again...not true. The privacy act restricts insurance companies from
retrieving information about ANYBODY, not listed as a driver.

> Most state insurance laws require one to list all of
> the drivers listed with the motor vehicle department as licensed
> to that address, even if they own their own vehicle and have
> their own policy.

No they don't.

> Most states require every policy issued to that
> residence to carry the SAME policy limits, in addition, so one
> can not group all of the high risk drivers to the oldest vehicle
> and carry only the minimum coverage required by the state.

LOL! What do you do Mikey...just pull this crap out of thin air?

You're an idiot.


--
'03 S2000
'94 Accord

It's just about going fast...that's all...

http://home.insight.rr.com/cgreen/

"NetSock" <NetSock@nospam.com> wrote in message
news:bv5njm$1s0$1@charm.magnus.acs.ohio-state.edu...

> > Normally when you deal
> > direct, rather than with an agent, they ask for five pictures of
> > the four sides of the vehicle and the interior.
>
> Bullship.

My last two insurance companies did, based on the age of the vehicle.
They're looking for "previous damage". Seems reasonable. Same deal with
glass. Inspector took a pic of my VIN plate, too.

I guess people hop insurance companies, trying them to fix up their idiot
mistakes, claiming it as vandalism. *I* don't wish to pay for that with my
premiums, as I'm sure you don't either.


> > An insurance
> > company sets YOUR rate based on the drivers and the vehicles.
> > There is enough information in your VIN numbers to set the rate
> > the vehicles. All they need is type of usage and annual mileage.
>
> Again...crap. No insurance company wants your annual mileage.

? Sure they do. Mileage one way to work, too.
More mileage, more exposure to risk.

In article <bv5njm$1s0$1@charm.magnus.acs.ohio-state.edu>,
"NetSock" <NetSock@nospam.com> wrote:

> > Normally when you deal
> > direct, rather than with an agent, they ask for five pictures of
> > the four sides of the vehicle and the interior.
>
> Bullship.

I had an insurance agent ask me to bring a car by so that he could get a
picture of it. That was 12 years and a few cars ago; he's not asked for
one since.



> > An insurance
> > company sets YOUR rate based on the drivers and the vehicles.
> > There is enough information in your VIN numbers to set the rate
> > the vehicles. All they need is type of usage and annual mileage.
>
> Again...crap. No insurance company wants your annual mileage.

Sure they do. Mine does. They want to know if it's for commuting to
work and if so how many miles is the commute, or if it's for "pleasure"
only (stay at home mom, etc.). They also want to know if you use your
car in the course of business for things like sales calls, because
that's a few bucks more.



> > Drivers among another things are rated up or down by age, number
> > and frequency of accidents and license suspensions and/or
> > revocations. To do that they have the right to access your
> > driving record and that of any other driver, licensed to that
> > household or residing in that household, even those not listed as
> > drivers of the vehicle one intends to insure with that insurance
> > company.
>
> (yawn) Again...not true. The privacy act restricts insurance companies from
> retrieving information about ANYBODY, not listed as a driver.

Well, if they find out you have a 16 year old in the house they'll jack
your rates up--whether he's named as insured or not. Their assumption
is that one way or another, that 16 year old will likely be in a
position to be driving your car.



> > Most state insurance laws require one to list all of
> > the drivers listed with the motor vehicle department as licensed
> > to that address, even if they own their own vehicle and have
> > their own policy.
>
> No they don't.

yeah, that one's new to me, too. State law? Not that I'm aware of.



> > Most states require every policy issued to that
> > residence to carry the SAME policy limits, in addition, so one
> > can not group all of the high risk drivers to the oldest vehicle
> > and carry only the minimum coverage required by the state.
>
> LOL! What do you do Mikey...just pull this crap out of thin air?

yeah, that one's news to me, too. I wonder what state he lives in?

"Elmo P. Shagnasty" <elmop@nastydesigns.com> wrote in message
news:elmop-B7E422.09150327012004@news.usenetserver.com...
> In article <bv5njm$1s0$1@charm.magnus.acs.ohio-state.edu>,
> "NetSock" <NetSock@nospam.com> wrote:
>
> > > Normally when you deal
> > > direct, rather than with an agent, they ask for five pictures of
> > > the four sides of the vehicle and the interior.
> >
> > Bullship.
>
> I had an insurance agent ask me to bring a car by so that he could get a
> picture of it. That was 12 years and a few cars ago; he's not asked for
> one since.

I have (fully) insured dozens of used vehicles over the years, and never had
pictures taken, or it otherwise inspected.

> Sure they do. Mine does. They want to know if it's for commuting to
> work and if so how many miles is the commute, or if it's for "pleasure"
> only (stay at home mom, etc.). They also want to know if you use your
> car in the course of business for things like sales calls, because
> that's a few bucks more.

I have (fully) insured dozens of used vehicles over the years, and have
never had to supply mileage numbers.

I've also moved a number of times...and my rates never changed.

> > (yawn) Again...not true. The privacy act restricts insurance companies
from
> > retrieving information about ANYBODY, not listed as a driver.
>
> Well, if they find out you have a 16 year old in the house they'll jack
> your rates up--whether he's named as insured or not. Their assumption
> is that one way or another, that 16 year old will likely be in a
> position to be driving your car.

Only if he is listed as a driver. They can NOT make that assumption...its
against the law.

> > > Most state insurance laws require one to list all of
> > > the drivers listed with the motor vehicle department as licensed
> > > to that address, even if they own their own vehicle and have
> > > their own policy.
> >
> > No they don't.
>
> yeah, that one's new to me, too. State law? Not that I'm aware of.
>
>
>
> > > Most states require every policy issued to that
> > > residence to carry the SAME policy limits, in addition, so one
> > > can not group all of the high risk drivers to the oldest vehicle
> > > and carry only the minimum coverage required by the state.
> >
> > LOL! What do you do Mikey...just pull this crap out of thin air?
>
> yeah, that one's news to me, too. I wonder what state he lives in?

Given Mikeys past of fabricating stories and lying, I doubt its a state
issue at all.

He has been caught MANY times lying and pulling crap out of his ass. This is
why nobody can believe him, and everything he says has to be questioned.


--
'03 S2000
'94 Accord

It's just about going fast...that's all...

http://home.insight.rr.com/cgreen/
>