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  #1 (permalink)  
Old 12 Oct 2003, 10:59 am
Nextdaysunbright
 
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Default Cracked windshield: Repair or Replace?

My car has a 10" crack that begins from the bottom passenger side and curves
toward the middle. Is this repairable and how much would it cost? Or should I
just replace it... will my insurance cover it?


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  #2 (permalink)  
Old 12 Oct 2003, 01:06 pm
Randolph
 
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Default Re: Cracked windshield: Repair or Replace?

A 10" crack is not repairable. If you have comprehensive insurance it
will cover the windshield replacement minus your deductible.

Nextdaysunbright wrote:
>
> My car has a 10" crack that begins from the bottom passenger side and curves
> toward the middle. Is this repairable and how much would it cost? Or should I
> just replace it... will my insurance cover it?

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  #3 (permalink)  
Old 12 Oct 2003, 01:32 pm
TL
 
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Default Re: Cracked windshield: Repair or Replace?

Many policies include an automatic or optional full glass coverage.
When my windshield was cracked by a flying stone, they replaced it
free. No deductible.

Having said that, I've seen quite a few ads from glass companies that
offer to pay your deductible.... overcharging the insurance companies,
I suppose.

Don't wait. The crack is likely to get worse as soon as it gets cold.


On Sun, 12 Oct 2003 18:06:51 GMT, Randolph <bhovden@pacbell.net>
wrote:

>A 10" crack is not repairable. If you have comprehensive insurance it
>will cover the windshield replacement minus your deductible.
>
>Nextdaysunbright wrote:
>>
>> My car has a 10" crack that begins from the bottom passenger side and curves
>> toward the middle. Is this repairable and how much would it cost? Or should I
>> just replace it... will my insurance cover it?


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  #4 (permalink)  
Old 12 Oct 2003, 01:43 pm
Nextdaysunbright
 
Posts: n/a
Default Re: Cracked windshield: Repair or Replace?

>A 10" crack is not repairable. If you have comprehensive insurance it
>will cover the windshield replacement minus your deductible.


I guess I should just pay out of my own pockets since I have $1000 deductible.


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  #5 (permalink)  
Old 12 Oct 2003, 01:44 pm
Nextdaysunbright
 
Posts: n/a
Default Re: Cracked windshield: Repair or Replace?

>Many policies include an automatic or optional full glass coverage.
>When my windshield was cracked by a flying stone, they replaced it
>free. No deductible.
>
>Having said that, I've seen quite a few ads from glass companies that
>offer to pay your deductible.... overcharging the insurance companies,
>I suppose.
>
>Don't wait. The crack is likely to get worse as soon as it gets cold.
>


I have a $1000 deductible so I hope I have glass coverage. I will call Monday
and find out.


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  #6 (permalink)  
Old 12 Oct 2003, 03:48 pm
StoneMason@lycos.com
 
Posts: n/a
Default Re: Cracked windshield: Repair or Replace?

You need to change insurance companies, my comprehensive
deductible is ZERO and the annual premium is only $160 per
auto. Perhaps you are thinking of your collision deductible?


mike hunt



Nextdaysunbright wrote:
>
> >A 10" crack is not repairable. If you have comprehensive insurance it
> >will cover the windshield replacement minus your deductible.

>
> I guess I should just pay out of my own pockets since I have $1000 deductible.
>
>

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  #7 (permalink)  
Old 12 Oct 2003, 04:24 pm
Bebop
 
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Default Re: Cracked windshield: Repair or Replace?

<StoneMason@lycos.com> wrote:

> You need to change insurance companies, my comprehensive
> deductible is ZERO and the annual premium is only $160 per
> auto. Perhaps you are thinking of your collision deductible?


What cars do you have, Matchboxes?

Seriously, which insurance Co.?
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  #8 (permalink)  
Old 12 Oct 2003, 04:31 pm
DrPimpDaddi
 
Posts: n/a
Default Re: Cracked windshield: Repair or Replace?

>What cars do you have, Matchboxes?
>
>Seriously, which insurance Co.?


I believe he has Fords. They are the cheapest to insure because no thieves want
them.

It certainly costs more to insure imports, but they're worth it.... better than
driving shitty Fords.




....................
I do not killfile nor use do-not-call lists.
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  #9 (permalink)  
Old 12 Oct 2003, 04:38 pm
Peter Doherty
 
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Default Re: Cracked windshield: Repair or Replace?

I think it also depends on what state you live in. Here in Massachusetts, I
know that regular comprehensive insurance will cover the total cost of a new
windshield, you don't have to pay the deductible.
In fact, when I set up the policy on my current car, he offered me a $1000
deductible, just so I could get windshield replacements...unfortunately,
even that would've added about $200 to my policy, and I think new
windshields are about $300, so it wouldn't have been worth it, unless I
needed a new one every year.


"Nextdaysunbright" <nextdaysunbright@aol.com> wrote in message
news:20031012144334.24488.00000309@mb-m18.aol.com...
> >A 10" crack is not repairable. If you have comprehensive insurance it
> >will cover the windshield replacement minus your deductible.

>
> I guess I should just pay out of my own pockets since I have $1000

deductible.


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  #10 (permalink)  
Old 12 Oct 2003, 05:20 pm
steve
 
Posts: n/a
Default Re: Cracked windshield: Repair or Replace?

you should know that windshield replacement is very competitive, and many
shops will lower prices just to get business.
"Nextdaysunbright" <nextdaysunbright@aol.com> wrote in message
news:20031012115926.24847.00000204@mb-m17.aol.com...
My car has a 10" crack that begins from the bottom passenger side and curves
toward the middle. Is this repairable and how much would it cost? Or should
I
just replace it... will my insurance cover it?



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