Honda Car Forum

StoneMason@lycos.com wrote:
>
> You need to change insurance companies, my comprehensive
> deductible is ZERO and the annual premium is only $160 per
> auto. Perhaps you are thinking of your collision deductible?

Depends on what state you are in.

--


"We should not march into Baghdad. To occupy Iraq would
instantly shatter our coalition, turning the whole Arab
world against us and make a broken tyrant into a latter-
day Arab hero. Assigning young soldiers to a fruitless
hunt for a securely entrenched dictator and condemning
them to fight in what would be an unwinable urban guerilla
war, it could only plunge that part of the world into ever
greater instability."
-George H. W. Bush in his 1998 book "A World Transformed"

"There should be limits to freedom."--George W. Bush

"I don't think our troops ought to be used for what's called nation
building."--George W. Bush, 10/11/2000


http://minime.de/bush/
http://www.911pi.com/
http://www.warprofiteers.com/
http://www.bringthemhomenow.org/
http://www.mindprod.com/bush911.html

>A 2003 Mustang GT convertible and a 2004 Lincoln LS, licensed
>in Delaware and insured by Allstate.
>
>
>mike hunt

see, Ford crap.




....................
I do not killfile nor use do-not-call lists.

A 2003 Mustang GT convertible and a 2004 Lincoln LS, licensed
in Delaware and insured by Allstate.


mike hunt



Bebop wrote:
>
> <StoneMason@lycos.com> wrote:
>
> > You need to change insurance companies, my comprehensive
> > deductible is ZERO and the annual premium is only $160 per
> > auto. Perhaps you are thinking of your collision deductible?
>
> What cars do you have, Matchboxes?
>
> Seriously, which insurance Co.?

Generally comprehensive coverage is not only for glass
replacement. Comprehensive also covers vandalism, wind damage,
fire, theft, use of rental cars etc. on most policies of which I
am aware. We insure vehicles in six different states and
companies do offer collision and comprehensive together but one
can opt for separate coverage at different deductibles. A high
deductible is cost effect for collision coverage but not for
comprehensive. Talk to you agent before buying coverage, WBMA



mike hunt



Peter Doherty wrote:
>
> I think it also depends on what state you live in. Here in Massachusetts, I
> know that regular comprehensive insurance will cover the total cost of a new
> windshield, you don't have to pay the deductible.
> In fact, when I set up the policy on my current car, he offered me a $1000
> deductible, just so I could get windshield replacements...unfortunately,
> even that would've added about $200 to my policy, and I think new
> windshields are about $300, so it wouldn't have been worth it, unless I
> needed a new one every year.
>
> "Nextdaysunbright" <nextdaysunbright@aol.com> wrote in message
> news:20031012144334.24488.00000309@mb-m18.aol.com...
> > >A 10" crack is not repairable. If you have comprehensive insurance it
> > >will cover the windshield replacement minus your deductible.
> >
> > I guess I should just pay out of my own pockets since I have $1000
> deductible.

Our village idiot proves yet another automotive aspect he knows nothing
about.

--
"Do or do not...there is no try."

-Yoda
<StoneMason@lycos.com> wrote in message news:3F89BC99.2AE0BD5B@lycos.com...
> You need to change insurance companies, my comprehensive
> deductible is ZERO and the annual premium is only $160 per
> auto. Perhaps you are thinking of your collision deductible?
>
>
> mike hunt
>
>
>
> Nextdaysunbright wrote:
> >
> > >A 10" crack is not repairable. If you have comprehensive insurance it
> > >will cover the windshield replacement minus your deductible.
> >
> > I guess I should just pay out of my own pockets since I have $1000
deductible.
> >
> >

<MikeHunt@lycos.com> wrote in message news:3F8ABDAE.F54F2A67@lycos.com...
> Generally comprehensive coverage is not only for glass
> replacement. Comprehensive also covers vandalism, wind damage,
> fire, theft, use of rental cars etc. on most policies of which I
> am aware.

Really?! Wow Mike,,,you sure are a genius!

> We insure vehicles in six different states and
> companies do offer collision and comprehensive together but one
> can opt for separate coverage at different deductibles.

Yea right...six vehicles.

Your little Tonka trucks and rubber ducky don't count idiot.

>A high
> deductible is cost effect for collision coverage but not for
> comprehensive. Talk to you agent before buying coverage, WBMA

Not true. One can save money by having a "high deductible" on comprehensive.

Again, our village idiot spews mis-information.

yeah, I know what comprehensive is for...last year I filed a claim to get
money for my 94 Civic that got stolen.
but since I now drive a 87 Accord that I paid $1000 for, since the insurance
company would undoubtedly claim it was only worth about $600, after the
deductible, I could only get about $100 if the car was stolen, so
comprehensive and collision insurance were useless.


<MikeHunt@lycos.com> wrote in message news:3F8ABDAE.F54F2A67@lycos.com...
> Generally comprehensive coverage is not only for glass
> replacement. Comprehensive also covers vandalism, wind damage,
> fire, theft, use of rental cars etc. on most policies of which I
> am aware. We insure vehicles in six different states and
> companies do offer collision and comprehensive together but one
> can opt for separate coverage at different deductibles. A high
> deductible is cost effect for collision coverage but not for
> comprehensive. Talk to you agent before buying coverage, WBMA
>
>
>
> mike hunt
>
>
>
> Peter Doherty wrote:
> >
> > I think it also depends on what state you live in. Here in
Massachusetts, I
> > know that regular comprehensive insurance will cover the total cost of a
new
> > windshield, you don't have to pay the deductible.
> > In fact, when I set up the policy on my current car, he offered me a
$1000
> > deductible, just so I could get windshield replacements...unfortunately,
> > even that would've added about $200 to my policy, and I think new
> > windshields are about $300, so it wouldn't have been worth it, unless I
> > needed a new one every year.
> >
> > "Nextdaysunbright" <nextdaysunbright@aol.com> wrote in message
> > news:20031012144334.24488.00000309@mb-m18.aol.com...
> > > >A 10" crack is not repairable. If you have comprehensive insurance it
> > > >will cover the windshield replacement minus your deductible.
> > >
> > > I guess I should just pay out of my own pockets since I have $1000
> > deductible.

steve wrote:
> you should know that windshield replacement is very competitive, and many
> shops will lower prices just to get business.
> "Nextdaysunbright" <nextdaysunbright@aol.com> wrote in message
> news:20031012115926.24847.00000204@mb-m17.aol.com...
> My car has a 10" crack that begins from the bottom passenger side and curves
> toward the middle. Is this repairable and how much would it cost? Or should
> I
> just replace it... will my insurance cover it?
>
>
>
Also keep in mind a windshield is quite a bit cheaper if you pay for the
whole thing than if you get your insurance company involved. At least
out in california, alot of times the insurance "rate " of a windshield
is double what you would pay if you paid for it yourself.

If that is a fact why don't you turn in the glass shop and
get the reward that insurance companies offer for reporting
insurance fraud?


mike hunt



Michael Pro wrote:
>

> >
> Also keep in mind a windshield is quite a bit cheaper if you pay for the
> whole thing than if you get your insurance company involved. At least
> out in california, alot of times the insurance "rate " of a windshield
> is double what you would pay if you paid for it yourself.

That is true, I would not buy collision or comprehensive coverage
on a vehicle worth less than $5,000 either, but
that is a moot point. The original poster apparently
had comp coverage on his vehicle.


mike hunt



Peter Doherty wrote:
>
> yeah, I know what comprehensive is for...last year I filed a claim to get
> money for my 94 Civic that got stolen.
> but since I now drive a 87 Accord that I paid $1000 for, since the insurance
> company would undoubtedly claim it was only worth about $600, after the
> deductible, I could only get about $100 if the car was stolen, so
> comprehensive and collision insurance were useless.
>