Honda Car Forum

"Arctic Inferno" <SpamShield-ArcticInferno@yahoo.com-SpamShield> wrote in
message news:2pbopaFjd3l4U1@uni-berlin.de...
>I have a Honda Civic LX 2001 manual transmission.
> About six months ago, I had to replace the front struts, but it was
> covered
> under the original 3 yr/36k mile warranty. The warranty will expire soon,
> so I got a letter to extend the warranty. 5 yr/75k mile,
> bumper-to-bumper,
> for $250 down payment and $200 x 12 monthly payments, for total of $2650.
> The payment can be extended over two years without interest.
> If I decide to sell the car in a year, I can either get prorated refund,
> or
> transfer the warranty and payments.
> Should I get the warranty, or should I risk it and save $2650?
>
>
>

I have a 98 Civic DX, 120K miles. Only expense besides fuel and oil changes:
-Tires
-Timing belt
-Battery
-Cracked exahust manifold (covered under extended warranty and paid by
Honda)
Runs great, looks great, looks like it has a lot of miles to go.

kiselink@mindspring.com wrote in news:4sl4j0pnv6gokgvojt7dmfmu6994cuj5ks@
4ax.com:

> Some (all?) extended warrantees will have issues such as the
> following:
>
> a) The allowed repair shoppes will be limited in some sort of way -
> certified mechanic, just dealers, etc. - so your choice of repair
> shoppes are reduced. .
>
> a') are you required to religiously follow maintenance schedules?
> Whoops we won't cover you because you waited a bit to long on that one
> maintenance. Meanwhile, practitioners in the field may know from
> experience that such maintenance can be done less ofter. Is the plain
> old factory recommended maintenance sufficient or do you have to do
> more?
>
> b) what happens if you move to another state? Usually insurance
> companies are licensed in a state ... will the policy be honored in
> another state? By whom?
>
> c) oops ... bad accident - car is totalled....now what....$$$$ down
> the drain?
>
> d) even though Joe Blows repair shoppe is a qualifying repair shop for
> insurance purposes, do you think they want to screw with it? Labor
> rate paid by contract will probably be reduced from the normal retail
> rate. Once the problem is diagnossed, the shop will need to get
> authorization to proceed with the repair. (Meanwhile you call and you
> get "sorry, the insurance company hasn't authorized the repair
> yet"...time delays). And Joe Blow can repair other peoples car
> because yours is sitting on the lift all torn apart.
>
> e) Fraud prevention: The insurance company makes its profits by
> controlling expenses. Necessarily, tis means it must guard against
> fraudulent claims. Thats gobbs of overhead to audit, verify and
> deter. $$$$$$.
>
>
>

www.curryhondacare.com sells the Honda Care warranty.

..
>
>www.curryhondacare.com sells the Honda Care warranty.


Nice web page but were is the actual policy? How are disputes dealt
with? Do you think the repair shop doesn't have to get authorization
to go ahead with a covered repair? Are there any inducements back to
the dealer to discourage repairs (e.g., HMO primary provider)?

kiselink@mindspring.com wrote in news:c072k0pssdf528gneqpm7sggbq5e3n9co1@
4ax.com:

> .
>>
>>www.curryhondacare.com sells the Honda Care warranty.
>
>
> Nice web page but were is the actual policy? How are disputes dealt
> with? Do you think the repair shop doesn't have to get authorization
> to go ahead with a covered repair? Are there any inducements back to
> the dealer to discourage repairs (e.g., HMO primary provider)?
>
>
>

It's a 'Honda Care' Manufacturer's Extended Warranty at a discounted price.
Talk to your local Honda dealer about the details of the plan.

>I understand the concept behind warranty and maintenance costs,
>and stuff. My question was regarding my specific case.
>Should I or shouldn't I? What is the probability of break-down?
>What is the reliability of my car? I don't know what the projected
>maintenance cost would be for my situation.
>Is the extra coverage and peace of mind worth $2650?
>Is the Honda Civic LX so well built that I can comfortably risk it?
>If your Honda Civic EX is a predictor of my car's future performance,
>then I think I should pass up on the extended warranty offer.
>How does Honda Civic LX usually stand up?

I will say this. I have a 1994 Civic DX 5 speed. I bought it at 89,500
miles in May 1999, and it is now over 177,000 miles. I have put in 4
CV axles, a clutch slave cylinder, one set of brake rotors, 3 or 4
sets of front brake pads, one set of rear brake shoes, one actuation
cylinder (at $29 from Autozone) for the rear brakes that I messed up
myself, a timing belt with water pump, a tranny fluid change, MANY oil
changes, and a coolant flush. I don't think that very many of these
things would be covered under your warranty, but that's my maintenance
history. Some years were very close to zero, this year will be
expensive due to the upcoming timing belt/water pump replacement.

Nate

$2650 is a lot of cash to lay down for a "mechanical breakdown insurance
policy" that is not going to pay one red cent toward any of the routine
repairs Nate delineates in his reply. Stick the $2650 in a savings
account.

In article <jlm9k0h0vk51m9jb1trarebm32ovincmir@4ax.com> Me
<nhzero@dontmailme.yahoo.com> writes:

>>I understand the concept behind warranty and maintenance costs,
>>and stuff. My question was regarding my specific case.
>>Should I or shouldn't I? What is the probability of break-down?
>>What is the reliability of my car? I don't know what the projected
>>maintenance cost would be for my situation.
>>Is the extra coverage and peace of mind worth $2650?
>>Is the Honda Civic LX so well built that I can comfortably risk it?
>>If your Honda Civic EX is a predictor of my car's future performance,
>>then I think I should pass up on the extended warranty offer.
>>How does Honda Civic LX usually stand up?
>
>I will say this. I have a 1994 Civic DX 5 speed. I bought it at 89,500
>miles in May 1999, and it is now over 177,000 miles. I have put in 4
>CV axles, a clutch slave cylinder, one set of brake rotors, 3 or 4
>sets of front brake pads, one set of rear brake shoes, one actuation
>cylinder (at $29 from Autozone) for the rear brakes that I messed up
>myself, a timing belt with water pump, a tranny fluid change, MANY oil
>changes, and a coolant flush. I don't think that very many of these
>things would be covered under your warranty, but that's my maintenance
>history. Some years were very close to zero, this year will be
>expensive due to the upcoming timing belt/water pump replacement.
>
>Nate