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Old 02 May 2004, 11:16 am
InsuranceHelp2004
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Default HELP My Parked Car Is Being Fixed Now - rest of it....

Good Day to Everyone,

First off I wanted to thank all of you for your invaluable advice
(except the idiot that told me to take this as an expensive lesson in
life). The advice all of you gave was dead on with what my lawyer had
said. Car # 1, which set in motion the accident is fixing my car. Car
# 2 insurer denied all liability for the accident, but was the car
that had impacted into my car. I was not expecting car # 1 insurer to
agree to fix my car, but they did I am extremely relieved. All I
wanted was for my car to be repaired safely. I plan on keeping the car
for the next 5 years.

Now the song and dance, of the shop and the insurer. I decided to go
with a direct repair facility of their own which happened to also be
one of the top 3 shops I wanted to go to. The shop DOES ONLY OEM parts
and has lifetime warranty on paint job in writing. I wanted to show my
good faith of working with the insurer by going to one of their
facilities. The shop sent me over estimates for the repair of the left
driver side door. Fortunately, they say the frame wasn't bent,which
was my biggest concern. For those who remember my first post, when my
car was impacted on the driver side door my car was parked next to a
curb. The estimate I received from the insurer's shop did not mention
anything of any damage to the right passenger rim or damage to the
area around it. I've told the insurance adjuster and the shop, I am
worried about that drive axle be slammed into the tranny or the whole
right side wheel area being bent. The reason I was worried about this
is the 2nd parked car in front of me was totalled because the axles
slammed into the curb and bent to the point the car couldn't even be
towed away. I feel my concern of this is valid especially since that
was the 2nd car hit, we can only imagine how hard it hit my car since
it was the 1st parked car hit.

The shop's own adjuster told me the insurance company told him to
repair on the side of the impact. The insurance didn't mention
anything about the right passenger side. I told him what I posted
about the car being parked on the curb and he told me he would look at
it, but the insurance company said to repair only the driver side door
at that point. Of course, not exactly, what I wanted to hear, so I
sent over a letter in writing to the shop to look at the damaged area
and to send over a new estimate including any damage to the passenger
side. I haven't heard from the shop yet about any new estimate and the
insurance adjuster is on vacation now. I would rather have all damage
documented, repaired and replaced at the same time, so I can be done
with this and move with my car repaired in the safest way. What should
I do to ensure this gets done properly and safely with out a lot of
resistance from the insurance company. I don't want to go back to my
lawyer and I just want my car back in repaired condition.

I hope you all can provide some help with problem. I know the shop is
a direct repair facility for the insurance but I want to make sure I
get my car repair properly and to my satisfaction. Thank you all for
your advice and help with this.
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  #2 (permalink)  
Old 02 May 2004, 03:38 pm
Woody
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Default Re: HELP My Parked Car Is Being Fixed Now - rest of it....

You already made the mistake by taking it to the insurers repair shop. Why
do you think it is the insurers recommended repair shop? THEY DO WHAT THE
INSURER WANTS. You should have an independent adjuster look over the car for
all damage including hidden damage that could have been done to the
transmission since it took a hit in park. You should also be in contact with
your lawyer as when you get your car back it won't be anywhere near the car
it was before. You should take it to an independent reliable shop to have it
checked....


"InsuranceHelp2004" <insurancehelp2004@yahoo.com> wrote in message
news:71f632b0.0405020816.7146451d@posting.google.c om...
> Good Day to Everyone,
>
> First off I wanted to thank all of you for your invaluable advice
> (except the idiot that told me to take this as an expensive lesson in
> life). The advice all of you gave was dead on with what my lawyer had
> said. Car # 1, which set in motion the accident is fixing my car. Car
> # 2 insurer denied all liability for the accident, but was the car
> that had impacted into my car. I was not expecting car # 1 insurer to
> agree to fix my car, but they did I am extremely relieved. All I
> wanted was for my car to be repaired safely. I plan on keeping the car
> for the next 5 years.
>
> Now the song and dance, of the shop and the insurer. I decided to go
> with a direct repair facility of their own which happened to also be
> one of the top 3 shops I wanted to go to. The shop DOES ONLY OEM parts
> and has lifetime warranty on paint job in writing. I wanted to show my
> good faith of working with the insurer by going to one of their
> facilities. The shop sent me over estimates for the repair of the left
> driver side door. Fortunately, they say the frame wasn't bent,which
> was my biggest concern. For those who remember my first post, when my
> car was impacted on the driver side door my car was parked next to a
> curb. The estimate I received from the insurer's shop did not mention
> anything of any damage to the right passenger rim or damage to the
> area around it. I've told the insurance adjuster and the shop, I am
> worried about that drive axle be slammed into the tranny or the whole
> right side wheel area being bent. The reason I was worried about this
> is the 2nd parked car in front of me was totalled because the axles
> slammed into the curb and bent to the point the car couldn't even be
> towed away. I feel my concern of this is valid especially since that
> was the 2nd car hit, we can only imagine how hard it hit my car since
> it was the 1st parked car hit.
>
> The shop's own adjuster told me the insurance company told him to
> repair on the side of the impact. The insurance didn't mention
> anything about the right passenger side. I told him what I posted
> about the car being parked on the curb and he told me he would look at
> it, but the insurance company said to repair only the driver side door
> at that point. Of course, not exactly, what I wanted to hear, so I
> sent over a letter in writing to the shop to look at the damaged area
> and to send over a new estimate including any damage to the passenger
> side. I haven't heard from the shop yet about any new estimate and the
> insurance adjuster is on vacation now. I would rather have all damage
> documented, repaired and replaced at the same time, so I can be done
> with this and move with my car repaired in the safest way. What should
> I do to ensure this gets done properly and safely with out a lot of
> resistance from the insurance company. I don't want to go back to my
> lawyer and I just want my car back in repaired condition.
>
> I hope you all can provide some help with problem. I know the shop is
> a direct repair facility for the insurance but I want to make sure I
> get my car repair properly and to my satisfaction. Thank you all for
> your advice and help with this.



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