I am pretty sure that I have 100/300 or there about. I know that the lease
requires a higher amount of coverage anyway. I only drive 9 miles to work
and 9 miles back, so I really don't have a long commute.

I know that I originally was paying about $960.00 per year when I had a 500
dollar deductible, so for $10.00 more a month I figured it was worth it.
That's less than the price of a candy bar every day. I checked with Met Life
and their prices we outrages compared to what I have. They were like double.

"Larry" <lgz56@yahoo.com> wrote in message
newso7_b.1275$_B7.287@newssvr27.news.prodigy.com ...
> What you pay in insurance premiums is very dependent on where you live,
how
> you use your car and the liability limits and deductibles you choose, in
> addition to your own driving record. Don't just look at cost
alone....make
> sure your liability limits are adequate to cover you in case of a serious
> accident...as you say you are a homeowner, you have lots to lose if you
> have too low of limits. Choose a higher deductible to offset higher
> liability limit premiums...you should carry at least 100/300/100 as a
> minimum. Some of the highest insurance rates in the country exist in some
of
> the NE states, such as Mass and Conn. Honda Civics are also not the
> cheapest cars to insure either for a variety of reasons, which include
> actual claims experience of the car (young drivers are common in the
> coupes), cost of repair and the body style (4 door civics are much cheaper
> than 2 dr EX's).