In article <BKSZb.35579$ac.6748706@news4.srv.hcvlny.cv.net> , "Invalid
Email Adress" <invalid@emailadress.com> wrote:
>I rear ended another car. Had to reported it to the insurance company and
>will picked up a police report in 5 business days. No summons/ tickets were
>issued.
>
>Is there anything I should be aware of, as far as liability is concern?
>
>The insurance company will send a claims adjuster to look at my Civic (2000
>Civic EX. I love this car!! I got 42 miles to the gallon on the highways,
>driving around 70 mph .). I've put 100,000 on it and plan on putting more on
>it.
>
>I want it as close to the original as possible. On repairing my car, can I
>specify the repair shop to use OEM parts? Do I have to settle for second
>hand stuff?
You can probably have the work done anywhere you want it and to your specs.
Using secondparty, remanufactured or used parts is pretty well insurance
industry standard.
On the other hand, a Honda dealer can get new OEM Honda parts for not much
more (10-20%).
Usually the insurance company will pay what _their_lowball estimate came
to and you'll have to pay the balance. Probably would not be huge. A lot
depends on how reassonable your insurance company is.
--
* PAUL K. BRANDON
pkbrandon@mankato.msus.edu *
* Psychology Dept Minnesota State University *
* 23 Armstrong Hall, Mankato, MN 56001 ph 507-389-6217 *
*
http://www.mankato.msus.edu/dept/psych/welcome.html *