What you pay in insurance premiums is very dependent on where you live, how
you use your car and the liability limits and deductibles you choose, in
addition to your own driving record. Don't just look at cost alone....make
sure your liability limits are adequate to cover you in case of a serious
accident...as you say you are a homeowner, you have lots to lose if you
have too low of limits. Choose a higher deductible to offset higher
liability limit premiums...you should carry at least 100/300/100 as a
minimum. Some of the highest insurance rates in the country exist in some of
the NE states, such as Mass and Conn. Honda Civics are also not the
cheapest cars to insure either for a variety of reasons, which include
actual claims experience of the car (young drivers are common in the
coupes), cost of repair and the body style (4 door civics are much cheaper
than 2 dr EX's). In comparison for Calif ins rates, it is a pretty decent
premium even for the lowest limits and highest deductibles.
"Thomas Cooke" <tomboy83@yahoo.com> wrote in message
news:Bi4_b.4781$aT1.4331@newsread1.news.pas.earthl ink.net...
> I have a 2002 Honda Civic Ex with side airbags. I am in my late thirties,
> have a discount for group insurance through the college that I am an
alumni
> with, and I am a home owner. I pay $70.00 per month for full coverage with
> liability, collision, fire, theft, rental car coverage, and $250.00
> deductible. I live in the New England area in the USA. Does this sound
Good,
> Average, or Bad? I am trying to get some ideas to see if this is a normal
> rate. I have gotten only one speeding ticket in my life and never been at
> fault for an accident or other violation.
>
> Thanks,
>
>