"Elmo P. Shagnasty" <elmop@nastydesigns.com> wrote in message
news:elmop-B7E422.09150327012004@news.usenetserver.com...
> In article <bv5njm$1s0$1@charm.magnus.acs.ohio-state.edu>,
> "NetSock" <NetSock@nospam.com> wrote:
>
> > > Normally when you deal
> > > direct, rather than with an agent, they ask for five pictures of
> > > the four sides of the vehicle and the interior.
> >
> > Bullship.
>
> I had an insurance agent ask me to bring a car by so that he could get a
> picture of it. That was 12 years and a few cars ago; he's not asked for
> one since.

I have (fully) insured dozens of used vehicles over the years, and never had
pictures taken, or it otherwise inspected.

> Sure they do. Mine does. They want to know if it's for commuting to
> work and if so how many miles is the commute, or if it's for "pleasure"
> only (stay at home mom, etc.). They also want to know if you use your
> car in the course of business for things like sales calls, because
> that's a few bucks more.

I have (fully) insured dozens of used vehicles over the years, and have
never had to supply mileage numbers.

I've also moved a number of times...and my rates never changed.

> > (yawn) Again...not true. The privacy act restricts insurance companies
from
> > retrieving information about ANYBODY, not listed as a driver.
>
> Well, if they find out you have a 16 year old in the house they'll jack
> your rates up--whether he's named as insured or not. Their assumption
> is that one way or another, that 16 year old will likely be in a
> position to be driving your car.

Only if he is listed as a driver. They can NOT make that assumption...its
against the law.

> > > Most state insurance laws require one to list all of
> > > the drivers listed with the motor vehicle department as licensed
> > > to that address, even if they own their own vehicle and have
> > > their own policy.
> >
> > No they don't.
>
> yeah, that one's new to me, too. State law? Not that I'm aware of.
>
>
>
> > > Most states require every policy issued to that
> > > residence to carry the SAME policy limits, in addition, so one
> > > can not group all of the high risk drivers to the oldest vehicle
> > > and carry only the minimum coverage required by the state.
> >
> > LOL! What do you do Mikey...just pull this crap out of thin air?
>
> yeah, that one's news to me, too. I wonder what state he lives in?

Given Mikeys past of fabricating stories and lying, I doubt its a state
issue at all.

He has been caught MANY times lying and pulling crap out of his ass. This is
why nobody can believe him, and everything he says has to be questioned.


--
'03 S2000
'94 Accord

It's just about going fast...that's all...

http://home.insight.rr.com/cgreen/
>