"NetSock" <NetSock@nospam.com> wrote in message
news:bv5njm$1s0$1@charm.magnus.acs.ohio-state.edu...

> > Normally when you deal
> > direct, rather than with an agent, they ask for five pictures of
> > the four sides of the vehicle and the interior.
>
> Bullship.

My last two insurance companies did, based on the age of the vehicle.
They're looking for "previous damage". Seems reasonable. Same deal with
glass. Inspector took a pic of my VIN plate, too.

I guess people hop insurance companies, trying them to fix up their idiot
mistakes, claiming it as vandalism. *I* don't wish to pay for that with my
premiums, as I'm sure you don't either.


> > An insurance
> > company sets YOUR rate based on the drivers and the vehicles.
> > There is enough information in your VIN numbers to set the rate
> > the vehicles. All they need is type of usage and annual mileage.
>
> Again...crap. No insurance company wants your annual mileage.

? Sure they do. Mileage one way to work, too.
More mileage, more exposure to risk.