> That's a weird deifnition of totaled. I always thought totalled meant beat
> to hell and back again. Smashed up and most of the running gear is shot. I
> guess insurance companies think differently.

it goes by cost. theyd likely total a mid-90s civic theft recovery with a
stripped interior, just because it would cost more than the car is worth to
get OEM seats, etc.

but if you go the junkyard route, sure... you can save a bunch.