Mike,

That was unbelievably helpful. Thank you so, so much! I took my car
in for an estimate this morning. Apparently just the front pads need
to be replaced; the crazy loud yowling noise is just the back brakes
being wet (?!).. indeed, it seems to be a normal thing with Hondas.
Huh. So much for not startling everyone in parking garages

I really can't thank you enough for all the information. I printed it
out & will keep it in my glovebox. You probably saved me a boatload
of cash, time and trouble. Cheers!

All best,
Stephanie