"RockyDada" <maqbool.khatri@gmail.com> wrote in message
news:1156868552.076565.252880@b28g2000cwb.googlegr oups.com...
> Unless there are any deals from Honda like a 2.9% financing that
> sometimes are offered, you will always be better off going with a
> credit Union. As an example, my credit union's current rate for up to
> 60 months is 5.65% while Capital One is offering a 6.35% as their best
> rate. Good luck on your quest!
>
> Regards.
> Rocky Dada

You can also negotiate the finance rate. Credit union had 4.99% and dlrshp
was definately higher. Had the pre-approved loan certificate from the CU
and walked into the finance office. Lowered it to .25% lower than the CU to
get the business.

Here's a good site on financing. Check under "Auto Calculators".
http://www.bankrate.com/brm/rate/calc_home.asp

Here's one for the payment calculator:
http://www.bankrate.com/brm/auto-loan-calculator.asp

*Hint* Find out the loan terms in advance such as the interest rate, loan
amount and the loan term in months. Calculate it on the website so when you
see the finance guy to draw up the papers you'll know what to expect.
Reason - I did this and when he calculated the monthly payments it was
hight. Tried to sneak in the extended warranty without asking me if I
wanted it!

Remember, you have the power to walk away. They don't want you to leave
without buying.
Good luck and make it enjoyable - HAVE FUN!
-Dave