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Old 22 Apr 2006, 01:52 pm
michael e dziatkowicz
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Default Re: ok credit financing


"TeGGeR®" <tegger@tegger.c0m> wrote in message
news:Xns97AC582596495tegger@207.14.113.17...
> "michael e dziatkowicz" <mnmma@comcast.net> wrote in
> news:EJWdnRlbirz9TdXZRVn-sw@comcast.com:
>
>>
>> "N.E.Ohio Bob" <rgstroud@neo.rr.com> wrote in message
>> news532g.4323$YI5.1321@tornado.ohiordc.rr.com...
>>> Larry in AZ wrote:
>>>> Waiving the right to remain silent, "michael e dziatkowicz"
>>>> <mnmma@comcast.net> said:
>>>>>How can I get a newer Honda with a sunroof, navigation, lower miles,
>>>>>and a cd changer/sound system with ok/poor credit, no down payment,
>>>>>a trade in and good work history?
>>>>
>>>>
>>>> Get a co-signer.
>>>>
>>>
>>> Be willing to lease or buy at a price for either that's about
>>> $4,000.00 more than normal. Everybody involved in the transaction
>>> will need big bucks to "make it happen".

>>
>>
>>
>> I declared bankruptcy two years ago and no one will co-sign with me
>> right now.
>>
>>
>>

>
>
>
> Was there a divorce with children involved here? Or did you just use your
> credit cards to bite off more than you could chew? If the first, then I
> sympathize with you. If the second, then I don't.
>
> There are plenty of companies that specialize in extending credit to poor
> risks, but this credit will be *very* expensive. A "credit counselling"
> outfit should be able to point you towards some of the less usurious ones.
> check your Yellow Pages.
>

the bad thing about a credit counselling company is that they will take your
money and keep it and not let you spend it but I guess that is good in a
way. I am getting better at not spending money foolishly. I am saving now. I
did check at credit unions and banks but that was last summer so my credit
should have improved some since then.

My car is in good shape but it is a 95 chrysler cirrus with close to 117,000
miles on it and i drive 80 miles to and from work everyday so that takes it
toll on it plus right now I also drive another 60 miles 4 days a week to
school but I graduate in May so that will end then. I do keep maintanance on
it and my dad repairs cars so he helps me with it and I am picking up
pointers from him when I have a chance.

I only make $1404 a month so I guess that kinda rules out alot of cars
doesn't it. I want a car with navigation, a sound system ,cd changer, and
satellite radio if possible. Plus hopefully within a year I will be getting
married and moving out. I know this is alot of information to compute and I
may sound stupid but my car is getting older and starting to rack up the
miles now that's mainly why I am even looking at a newer car.
thanks


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