My wife and I feel like Honda screwed us when we bought a used CRV in 2002.
The finance manager said that if we bought the insurance he recommended if
either one of us became disabled the insurance would cover the payments
until we could get back to work. We figured the Honda employee wouldn't lie
so we signed the contract without reading it. If we had read it we would
have noted that only the primary debtor (my wife) was covered. We had
already told the Honda guy my wife was on permanent disability so she could
never be insured anyway, so the finance manager should have changed me to
the primary debtor so at least I would be covered and we wouldn't be paying
insurance premiums just to fatten Honda's wallet.

We are considering many courses of action but we would like a second or
thiird opinion before we decide what to do. For the record I have been
disabled for three months now and because Honda lied I have had to make a
$278 car payment every month after becoming disabled with no income other
than my wife's meager diability check. Honda told us the best they could do
is stop the insurance and give us our premiums back. That's not what we
want. I should have been covered and they should be making our car payments
now.