insurance i dunno that depends on ur driving record age credit score
honda always has 0.6% or 0.9% financing deals and there is better equity in hondas that last forever not to say toyota dont but hondas parts are cheaper (aftermarket), more interchangable with other hondas and are extremely easy to work on. depending on the type of driving you do makes a difference as well. The corrolla s has more pick up then the civic lx so if you need a car with some vroom get the toy if ur okay with mediocre acceleration then pick ur fancy. both have a great reliability factor and awesome mpgs. both hold less than 4qts of oil neither have large wheels so tires will always be cheap but the honda has a much sleeker look to it so i favor it way more

happy hunting