When you first buy a Honda the first question you must ask is "what engine can i swap into it". Im happy you don't want a body kit and i was goin to suggest getting black rims. Lowering it would increase the handling and look of the car if its done right, also some JDM lights would look nice. It's completely up to you and what you like. A good way to get ideas is by looking up what othe people have done to 95' accords, going to Honda forums and looking at Honda-Tunning magazines. NOTE: i am putting $3,600+ into my 87' CRX, thats Honda love man. your Honda is still young, keep it nice.