abeness, quite a story! Glad you're all right. One can only hope that
the driver who hit you got more than the usual citation due to wearing
the headphones. I imagine all the cavalierness about causing an
accident while driving is as much about the darned insurance companies
being so seemingly nice, mostly because they know they get to raise
the rates. It is like credit card companies: Sure pile on the debt!
[It's more gravy for our companies!]