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Old 07 Jul 2009, 08:19 am
jim beam
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Default Re: Rear-Ended; New Bumper?

Elle wrote:
> 93 Civic DX sedan. It was a collision hard enough that the drawer
> beneath the radio opened and sent the coin change I keep there flying.
> As I got out, I thought I would find the Civic's rear would be partly
> flattened. I was amazed that externally, the bumper only showed
> scratches. The exhaust system is intact. Is the integrity of the foam
> etc. in the bumper compromised, though, after a hard rear-ending?
>
> The police made their report. I spoke with my insurance company last
> night. While only once before (on another car 20 years ago) of several
> rear-endings have I pursued a claim, this collision was so hard that I
> am concerned.


if there's no deformation, there's nothing to worry about.

if there is damage, of much more concern is whether you get to keep your
own car - if you have full insurance coverage, chances are, the insurer
will take your car, junk it, and give you a trivial settlement as
"market value". only insure old cars third party if you like them and
want to keep them.
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