Most likely not. You would most likely have to end up paying more like mid 400's a month. For four hundred a month over five years with a credit score of 622 you need to be in the price range of 23,000 after your 3,000 down payment. I think the accords are running a bit more than 26,000 or 27,000. If not then you should be ok. I think the altima's are running a little more.