Alright right mate, 1st i would personally go for the Honda, were all Honda freaks on here, they are the most reliable cars ever built, 2nd just because it's an old car doesn't mean the insurance is going to be cheaper, more likly to be dearer as the security on the car won't be as good as todays technology on locking systems. 1st year of driving, non of these cars are going to be cheap on insurance, not a good 1st car, especially if you live in the uk, insurance is through the F**KING roof. I would advise you to go on your parents insurance to make it ALOT CHEAPER. happy days