Your pads are worn out. You may have done some damage to the rotors. Brake pads are easy to change. Just to bolts but must to torqued to a specific tightness. Too loose they may come off. Too tight you may brake them. Buy Haynes Manual or check on the internet for photos on changing disk brakes. Just did mine on 93 Accord w/207,000 miles. Type following link on search bar and check out videos http://video.search.yahoo.com/search...mg&tnr=20&js=1