is it like a dent where it got nearly ripped off or is it just a dent the size of a quarter. either way a 07 should still be under warrenty and you shouldn't have to worry about paying for it yourselt, but the dealer would be the best way to go if you want them to rip you off. I sudgest going to different shops and looking at some of there work and there prices and pick one that fits you the best, a dealer is going to make it seem worse then it really is.