I would say that given the current availability of the FIT (none around) and the fact that some people are selling used FIT's with close to 20,000 miles on them for over $20K, you would be getting a bargain at MSRP (assuming you want to wait a short 90 days for your order to come in). Another thing to remember, the mark-up on the FIT is less the $500.00, while the average new car has about a $1600.00 mark-up.This is a classic case of supply and demand. The market has set the price at MSRP. In other words, if you pass deal up, the guy right behind you wont.