Well, I have a friend who pays less than that for his Lexus? I think it's worth it if you really want it. But you can buy and 2004, or 2003, Honda Civic and have just as good an automobile, for half the cost. I'd go to www.autotrader.com. I have purchased some fantastic deals through this site...reliable, screened sellers. Check it our before you get roped in to a high payment for the next 5 years. Not to mention, by the time you pay it off, you will have paid two times what the car actually sells for through the dealership. But they made a packet on YOU!