Two comments on the discussion:

1. I understand that maintenance and service needs will be different
for every driver. However, we do not want to be in a position where
we are in the middle of nowhere and suddenly a light comes on for a
requirement for significant maintenance. So, are there any Honda
manuals that at least have rules of thumb for the major maintenance
and service needs?

2. Concerning the timing belt. When we bought our 2006 Civic LX, the
dealership told us there is a timing belt and it has to be replaced
every 90,000 miles. (This is an improvement on the 1998 Civic which
needed it replaced every 75,000 miles).